With the ongoing reduction of services and long waiting lists for treatment by the NHS there is never a better time to provision for private health care through a health plan provider.

What is a health plan?  In a nutshell it is a financial investment you make in your health. You pay the provider a certain amount each month (the actual cost depends on the provider and the health plan you choose to be covered for) and should you or your family ever need healthcare services or treatments then the costs will be covered by the provider. As mentioned, the amount of cover and the type of cover depends on what you are paying (each month) for. Typically health plans will cover dental, optical, physiotherapy, consultations and treatment. Because each provider will offer cover for different things it is important you are clear at the outset that you have chosen the right care package.

Why should I have a health plan? One of the key reasons would be peace of mind, should you need assistance then you know you have financial protection in place to pay for any services you need. Being proactive towards your health & wellbeing helps prevent minor health issues become major problems.

Is a health plan the same as health insurance? Pretty much, however some health plans are designed to provide financial compensation in addition to payment for treatments.